What is PayBright?

PayBright is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online. By selecting PayBright as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.

Pay over time with PayBright

Pay in 4

4 biweekly, interest-free payments are automatically charged to your Visa or Mastercard debit or credit card. It’s simple and quick!

No impact on credit score

Using a Pay in 4 PayBright payment plan won’t impact your credit score.

Quick and convenient checkout

Place your order quickly and easily by choosing PayBright as your payment choice at checkout. Simply enter a few details to complete your purchase.

Easy payments

PayBright will automatically debit payments from your chosen Visa or Mastercard debit or credit card, interest-free.

Pay in 4 FAQ’s

Yes. You’ll need:

  • To be 18+ years old
  • To be a resident of Canada
  • A Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
  • An SMS-capable Canadian phone number
  • To meet the minimum cart size required to use PayBright as a payment option at checkout

If your basket is eligible for ’Pay in 4’ with PayBright, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with PayBright and accept the terms of your payment plan.

You can use PayBright on Lifestyle Equipment residential equipment. [Indicate where PayBright is not available.]

Using Pay in 4 will not affect your credit score.

At checkout, you will set up 4 convenient, automatic pre-authorized payments that debited/charged your Canadian Visa/Mastercard debit/credit card.

PayBright currently accepts pre-authorized debits from your Canadian bank account, or a Visa/Mastercard credit/debit card. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

Please reach out to the PayBright team and they will be happy to look into the options available. You can contact them using this contact form.

For more information on late or NSF fees, please see this FAQ article on the PayBright help site.

Purchases made using PayBright are subject to Lifestyle Equipment LTD’s return policy. Any returns will be processed by Lifestyle Equipment LTD, and your PayBright balance will be reduced, cancelled, or refunded accordingly. If the Lifestyle Equipment LTD’s has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Lifestyle Equipment LTD’s return policy here.

For help with your payment plan or if you haven’t received your confirmation email, please contact PayBright via their website.

Please use an alternate payment method to complete your purchase.

For further information, please refer to PayBright’s FAQ page.

Pay Monthly

Spread the cost of a purchase over $500 into 6 easy monthly payments*. Just select PayBright at checkout. *Subject to credit approval.

No impact on credit score

Get your PayBright spending limit while you’re still shopping.

Quick and convenient checkout

Place your order quickly and easily by choosing PayBright as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.

Easy payments

PayBright will automatically debit/charge monthly payments using your preferred payment method: a bank account or a Visa/Mastercard debit/credit card.

Pay Monthly FAQ’s

Yes. You’ll need:

  • To be 18+ years old
  • To be a resident of Canada
  • A Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
  • An SMS-capable Canadian phone number
  • To meet the minimum cart size required to use PayBright as a payment option at checkout

If your basket is eligible for monthly payments with PayBright, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with PayBright and accept the terms of your payment plan.

To learn more about PayBright and credit checks, please read this helpful FAQ article on the PayBright help site.

For more information on interest or fees, please see this helpful article on the PayBright help site.

Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method.

PayBright currently accepts pre-authorized debits from your Canadian bank account, or a Visa/Mastercard credit/debit card. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

Your login details to access your PayBright account are in the confirmation email sent to you when you first completed your transaction. Can’t find the details? Please contact the PayBright team.

Please reach out to the PayBright team and they will be happy to look into the options available. You can contact them using this contact form.

For more information on late or NSF fees, please see this FAQ article on the PayBright help site.

Purchases made using PayBright are subject to Lifestyle Equipment LTD’s return policy. Any returns will be processed by Lifestyle Equipment LTD, and your PayBright balance will be reduced, cancelled, or refunded accordingly. If the Lifestyle Equipment LTD’s has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Lifestyle Equipment LTD’s return policy here.

For further information, please refer to PayBright’s FAQ page.

StairMaster
Total Gym

OUR MISSION

Lifestyle Equipment provides a full range of new and used fitness equipment. Locally owned and operated with our headquarters in Delta, we have made it our personal mission to make quality fitness equipment easily available to all of B.C., and beyond. Our areas of expertise include, but are not limited to: commercial clubs, sports & recreation centers, hotels, schools and strata buildings.